Ripple USD (RLUSD) Calculator

About $1,000, a change of -0.0% from November 6, 2025 to November 4, 2026. That uses daily prices and leaves out trading fees and taxes. The result depends a lot on your starting date, because RLUSD can move by several percent in a day. Try other dates above to see how much the answer changes.

The highest daily price in our data for the past 12 months was $1, on August 30, 2026. The latest price of $1 is 0.1% below that. We save one price per day, so a brief peak during the day could be higher than the figure here. The coin's all-time high may fall outside this 12-month window.

The lowest daily price in our data for the past 12 months was $0.999, on November 26, 2025. Since then, it has risen 0.1%. Buying at the exact low is only possible in hindsight. So a more realistic test is to look at several starting dates in the calculator, instead of the best one.

In the past 12 months, the largest daily gain we recorded was 0.1%, on October 31, 2026, and the largest daily fall was 0.1%, on October 30, 2026. These compare one saved daily price with the next. Moves within a day can be bigger. Crypto trades around the clock, so large swings can happen on nights and weekends as well.

Its deepest fall in the past 12 months, measured from a high to a later low, was 0.2%, from August 30, 2026 to October 30, 2026. It's now 0.1% below its 12-month high. Falls like this are common in crypto. Before you invest, it's worth asking how you'd react if your holding lost that much in a short time.

Its typical daily move over the past 12 months was about 0.0%, measured as the standard deviation of daily changes. It closed higher on 51% of days. For comparison, a broad stock index typically moves about 1% a day. Higher volatility means a larger range of outcomes, both up and down, so results depend heavily on timing.

Over the past 12 months, RLUSD lost 0.0%, and Bitcoin lost 22.4%. Many coins move in the same direction as Bitcoin, often with bigger swings. Use the Compare coins table on this page to compare other periods, or see our Bitcoin calculator.

Investing $10 a week over the past 12 months would have cost $520 and be worth about $520 now, before fees and taxes. That compares with $520 if you'd invested the same total on day one. Spreading out your purchases reduces the effect of any one price, but it doesn't remove the risk of the coin falling overall.

No. They compare prices only, so they leave out exchange fees, spreads, network fees and taxes. Those can add up, especially on small or frequent trades. To get closer to your real return, add your fees to the amount invested, or subtract them from the final value. Your exchange records will show exactly what you paid, and they're what count for taxes.

In the US, the IRS treats crypto as property. Selling RLUSD, swapping it for another coin or spending it can trigger capital gains tax. If you held it for a year or less, gains are generally taxed as ordinary income. If you held it longer, lower long-term rates can apply. See the IRS digital assets page, and ask a tax professional about your situation.

We save daily prices within the free plan of our data provider, which covers the past 12 months. That's enough to look at recent trades and compare coins over the same dates. Prices update once a day, so they won't match a live exchange exactly. For a broader view, see the crypto profit calculator, which lists the largest coins by market value.

We can't say whether it's right for you, and past prices don't predict future ones. Crypto can lose most of its value quickly, as the 0.2% fall above suggests. Consider what the project does, who holds its supply, how much of your savings you could lose, and whether you could sell when you want to. Nothing here is investment advice.